The world's first fully decentralized on/off ramp

FiatRails Access enables seamless entry into virtual assets with 24/7 instant liquidity. Built on decentralized infrastructure — no single point of control, no custodial risk, no intermediaries.

Digital finance interface

Built different

Traditional on/off ramps are centralized chokepoints. FiatRails Access is decentralized infrastructure that anyone can use.

Fully Decentralized

No single entity controls the system. Autonomous merchant network operates independently, ensuring censorship resistance and 24/7 availability.

Non-Custodial

FiatRails never holds your funds. Users maintain self-custody at all times. We're infrastructure, not a financial service.

24/7 Instant Liquidity

No business hours, no delays. The decentralized merchant network provides round-the-clock liquidity for on-ramping and off-ramping.

Hub-and-Spoke DEX

Native token ($FR) serves as the liquidity hub. Every trade routes through concentrated liquidity pools, ensuring deep liquidity and tight spreads.

Mobile Money Integration

Direct integration with M-PESA and other mobile money providers. Users on-ramp using the payment rails they already know and trust.

Multi-Currency Support

Local claim tokens (cKES, cNGN, cGHS) backed 1:1 by USDC reserves. Trade between currencies seamlessly through the hub.

Technology service provider — not a financial institution

FiatRails Access operates as infrastructure technology. We never hold fiat currency, never custody user funds, and never intermediate payments. All regulated activities are performed by licensed merchant partners who operate independently.

Integrate FiatRails into your project

Use our API to add on/off ramp capabilities to your application, wallet, or protocol.

Developer API

Enable your users to seamlessly convert between fiat and virtual assets. White-label integration available for qualified partners.

RESTful API
React Native SDK
Web SDK
Webhook notifications
Multi-currency support
White-label options