Terms of Service

Last updated: January 2026

1. Introduction

Welcome to FiatRails. These Terms of Service ("Terms") govern your use of the FiatRails platform, including FiatRails Access and FiatRails Settlement services (collectively, the "Services"), operated by Digitalyze Labs ("we," "us," or "our").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our Services.

2. Nature of Services

FiatRails operates as a technology service provider. We provide non-custodial infrastructure for virtual asset transactions. Important clarifications:

• We do not hold, custody, or control user funds at any time
• We do not provide financial services, banking, or payment services
• We do not act as a money transmitter, payment processor, or e-money issuer
• All regulated activities are performed by licensed third-party partners
• We facilitate technology coordination only

3. Eligibility

To use our Services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Not be located in a jurisdiction where use of our Services is prohibited
• Comply with all applicable laws and regulations in your jurisdiction

4. User Responsibilities

You are responsible for:

• Maintaining the security of your own wallets and credentials
• Ensuring compliance with local laws and regulations
• Verifying the accuracy of all transaction details before confirmation
• Understanding the risks associated with virtual assets

5. Risks and Disclaimers

Virtual assets involve significant risks including but not limited to:

• Price volatility and potential loss of value
• Technology and smart contract risks
• Regulatory uncertainty
• Irreversibility of blockchain transactions

THE SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THE AVAILABILITY, ACCURACY, OR RELIABILITY OF THE SERVICES.

6. Limitation of Liability

To the maximum extent permitted by law, FiatRails and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services.

7. Intellectual Property

All content, trademarks, and intellectual property associated with FiatRails are owned by Digitalyze Labs. You may not use our branding without prior written consent.

8. Modifications

We reserve the right to modify these Terms at any time. Continued use of the Services after changes constitutes acceptance of the modified Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Digitalyze Labs is incorporated, without regard to conflict of law principles.

10. Contact

For questions about these Terms, please contact us at: [email protected]