Institutional Product

Settlement infrastructure for cross-border payments

FiatRails Settlement coordinates multilateral netting across payment corridors, reducing settlement volumes while requiring no changes to existing core banking systems.

90%+
Volume Reduction
T+0
Settlement Cycle
Zero
Core Changes
5+
Pilot Corridors

Built for regulated institutions

Modular infrastructure designed for banks and payment service providers.

Multilateral Netting

Net obligations across corridors. Settle only the net difference, reducing gross settlement volumes by 70-95%.

Non-Custodial

FiatRails coordinates, never intermediates. We never hold customer funds. All regulated activities with licensed partners.

ISO 20022 Native

Integrate via REST API or native ISO 20022 messaging. No translation layer required.

1st Place — Ignyte x Avalanche 2026
Avalanche X HUB71 Cohort
Patent Pending (U.S. 63/943,488)

Pilot programme now open

We are onboarding a limited number of banks and payment service providers for our 2026 pilot across Africa, Middle East, and Asia corridors.

Visit Settlement Site